904.297.8294

WORK WITH A TEAM THAT ARE EXPERTS IN

MILITARY RELOCATION

WE HAVE KNOWLEDGE & EXPERTISE

We Have The Certifications

If there is one thing our team prides itself in, it’s our expertience in military relocation and our dedication to helping our military find the home that fits them best. We stay current on our military certifications in order to serve our military better.

Determine Eligibility and Entitlement

The first step in qualifying for a VA loan is verifying that the service member’s or vet’s term of service meets requirements.  In general, a peacetime service requires a longer term of service than war time.  Veterans must have an honorable discharge.  Only the VA can determine eligibility, but the following charts provide general guidelines for informational purposes.

Steps in VA Home Loan Process:

1. Determine Eligibility and entitlement
2. Qualify for the VA home loan
3. Call us – your real estate agent to see homes and let us help you get your dream home discharge.  Only the VA can determine eligibility, but the following charts provide general guidelines for informational purposes.
Common Military Misperceptions

We understand there is always a lot of misinformation floating around. Here are some common misperceptions that a lot of military families have when using their status to purchase a home.

The VA Mortgage Entitlement can be used only once – not true.
When the home securing the loan is sold and the loan paid off, the borrower’s entitlement is restored for a future transaction.  Veterans who had a VA loan in the past may still have remaining entitlement to use for another VA loan.
VA financing is available only for single-family homes – not true
The property can be a condo, townhome or manufactured home.
 
The VA provides the funds for lenders to make VA loans – not true
The VA guarantees the home loans that are made by lenders but does not provide the funds or purchase the mortgage from the lender.

No private mortgage insurance, no penalty for early payoff, loan-to-value ratio of 100 percent and so much more

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Momentum Realty
13475 Atlantic Blvd Suite 8, Office S206, Jacksonville, FL 32225

Heather Strazinsky:
904.598.4656
Email Heather

Danielle Rodriguez:
908.447.1971
Email Danielle

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© 2023 St. Augustine & St. Johns County Board of Realtors. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but not guaranteed by the MLS or Team Heather & Danielle.

© 2023 Northeast Florida Multiple Listing Service, Inc. All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than RIVER 2 OCEAN REALTY LLC and Team Heather & Danielle are marked with the listing broker’s name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

© 2023 Amelia Island Nassau County Association of Realtors. All rights reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Team Heather & Danielle.

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